New Year’s Financial Resolutions

Now that we’ve reached 2024, you might be thinking about your goals and hopes for the new year. But in addition to whatever personal resolutions you might make — volunteering, going to the gym more, learning a new language and others — why not make some financial resolutions, too?

Here are a few to consider:

  • Boost your retirement savings. If you can afford it, try to increase your contributions to your IRA and 401(k) or similar employer-sponsored retirement plan. The more you put away in these accounts, the greater your chances of reaching your retirement goals. At a minimum, contribute enough to your 401(k) to earn your employer’s match, if one is offered. And whenever your salary goes up, consider raising the amount you put in to your 401(k).
  • Reduce your debts. It’s not always easy to reduce your debts — but it’s worth the effort. The lower your debt load, the greater your monthly cash flow. So, look for ways to consolidate debts or find other, possibly more productive, ways of using credit. And if you truly can’t afford something that’s nonessential, don’t go into debt for it. “Live within your means” is an old piece of advice, but it’s just as valid now as ever.
  • Build an emergency fund. If you suddenly needed a major home or car repair, or received a large medical bill not fully covered by insurance, would you have the funds available? If not, you might be forced to dip into your retirement accounts or other long-term investments. To avoid this possibility, try to build an emergency fund containing several months’ worth of living expenses, with the money kept in a liquid, low-risk account that’s separate from the ones you use to meet your daily expenses. It can take a while to build such a fund, but if you make it a priority and contribute regular amounts each month, you can make good progress.
  • Avoid emotional decisions. Too many people overreact to events in the financial markets because they let their emotions get the better of them. If the market is temporarily down, it doesn’t mean you need to sell investments to “cut your losses” — especially if these investments still have good fundamentals and are still appropriate for your portfolio. It can be hard to ignore market volatility, but you’ll be better off if you focus on the long term and continue following an investment strategy that’s designed to meet your needs.
  • Review your goals. Over time, your goals may have changed. For example, while you once might have wanted to retire early, and planned for it, you may now find that you’d like to work a few more years. If that’s the case, you may also need to adjust your financial and investment strategies.
  • Revisit your estate plans. If you’ve married, divorced, remarried or added children to your family within the past few years, you may need to review the account titling and beneficiary designations on your 401(k) and other retirement assets, along with your estate-planning documents, such as your will or living trust. You might also need to revise these documents in other ways.

Of course, you may not be able to tackle all these resolutions at one time, but if you can work at them throughout the year, you can potentially brighten your financial outlook in 2024 — and beyond.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, David Beerman

Edward Jones, Member SIPC

 

Holistic and Integrative Healthcare in the Tri-Cities

AWAREmed Johnson City Health and Wellness Center

Are you searching for true holistic, integrative alternative health care in the Tri-
Cities area? Dr. Dalal Akouri and AwareMed are your answer.

 

Dr Dalal Akouri MD Awaremed Johnson City Health and Wellness CenterDr. Akoury is an expert in the field of anti-aging science. She works with the most advanced medical modalities, enabling her to offer you the best healthcare consultations and comprehensive services under one roof.

AwareMed Health and Wellness Resource Center is a full-service medical clinic dedicated to maintaining patients’ physical and mental well-being for a long and happy life. They stand out from other medical practices in the Tri-Cities by focusing on healing from the inside out, with the goal of long-lasting effects. “We are holistic and integrative,” Dr. Akoury says. “We treat the root causes of sickness, rather than just the symptoms.”

The clinic sees many cases of chronic illness and pain. “A patient experiencing back pain for many years came in for ozone therapy,” Dr. Akoury says. “Her pain relief was immediate; she bent down to pick something up and did with such ease that she started crying. She hadn’t been able to do that for as long as she could remember, and she did it without even thinking about it.”

Oxygen Bar Holistic Health Johnson City TNOne of AwareMed’s most popular services is the Oxygen Bar, where patients experience the rejuvenating effects of breathing oxygen enhanced with a variety of essential oil flavors. These treatments can be combined with other wellness services, such as massage. After choosing a “flavor,” you’ll settle back in a recliner and enjoy your oxygen session.

Some of the benefits of the Oxygen Bar include:
 Increased energy levels
 Improved mood
 Better concentration
 Enhanced sports performance
 Reduced stress
 Relief for headaches and migraines
 Better sleep

AwareMed’s holistic approach centers on deep, lasting healing for patients. “This is a place for healing,” Dr. Akouri says. “Each patient is special. We follow up to
make sure your treatment was beneficia. You will leave different than when you enter!”

IV Bar and Oxygen Bar in Johnson City TNAwareMed offers a wide range of services and treatments, including:

 Anti-Aging & Aesthetics
 Bio-Identical Hormone Replacement Therapy (BHRT)
 Cancer

 Chronic Disease
 Chronic Fatigue
 Chronic Inflammation
 Depression & Anxiety
 Functional & Integrative Medicine
 Gut Health Restoration
 IV Therapy and IV Hydration
 Juice Recovery Bar & Café
 Oxygen Bar
 Lyme Disease
 Pain Management
 PRP Fallus Enhancement for Erectile Dysfunction
 Spa Services
 Weight Loss Programs

Book an appointment today and discover a rejuvenated, healthier, and more vibrant YOU!

AwareMed
Address: 1604 Lamons Lane, Suite 202, Johnson City, TN 37604
Nearby landmark: East Tennessee State University
Phone: 423-529-3591
Email: awaremedtn@gmail.com
Website: https://www.awaremed.com/


 

The Power of Business Networking: How to Build Meaningful Connections

Incredible Business Speed Networking by Incredible Towns

The Power of Business Networking: How to Build Meaningful Connections

By: Incredible Business Networking

The Power of Business Networking - Incredible Business Networking

As a business professional, you’ve heard the phrase “it’s not what you know, it’s who you know” more times than you can count. And while it may seem cliché, there is a lot of truth to it. Building meaningful connections through business networking can open doors to new opportunities, partnerships, and even friendships that can benefit your career and personal life. In this article, I’ll dive into the benefits of business networking, types of networking events, how to prepare for a networking event, and tips for effective networking.

 


Benefits of Business Networking

The benefits of business networking are numerous, and can impact every aspect of your career and personal life. One of the most obvious benefits is the opportunity to meet new people in your industry. These connections can lead to new job opportunities, partnerships, and collaborations. Additionally, networking events are a great way to learn about industry trends and best practices from other professionals.

Networking can also help you build your personal brand and establish yourself as an expert in your field. By attending events and participating in conversations, you can share your knowledge and expertise with others. This can lead to speaking opportunities, media coverage, and other forms of recognition that can enhance your professional reputation.

Finally, networking can be a source of inspiration and motivation. Meeting other professionals who are passionate about their work can be energizing and help you stay motivated in your own career.

 


Types of Networking Events

There are many different types of networking events, each with its own benefits and drawbacks. Some of the most common types of events include:

 

Industry Conferences and Trade Shows

Industry conferences and trade shows are great opportunities to network with colleagues in your field. These events often feature keynote speakers, educational sessions, and networking receptions. Attending these events can help you stay up-to-date on industry trends, meet new people, and showcase your products or services.

 

Networking Mixers and Social Events

Networking mixers and social events are less formal than industry conferences and trade shows, but can still be a great way to meet new people. These events often take place in the evening and may include food, drinks, and entertainment. They are a great opportunity to connect with other professionals in a relaxed setting.

 

Professional Associations and Organizations

Joining a professional association or organization can be a great way to network with colleagues in your field. These groups often host networking events, educational sessions, and other opportunities to connect with other professionals. Additionally, joining an association or organization can help you stay up-to-date on industry news and trends.

 


How to Prepare for a Networking Event

Preparing for a Business Networking event - Incredible Business Networking

Preparing for a networking event is key to making the most of your time and efforts. Here are some tips to help you prepare:

 

Set Goals

Before attending a networking event, set specific goals for what you hope to achieve. This could include meeting a certain number of people, learning about new industry trends, or finding potential partners or collaborators.

 

Research Attendees

Before attending a networking event, research the attendees to identify people you want to connect with. Look for common interests or areas of expertise that you can use to start a conversation.

 

Prepare Your Elevator Pitch

Your elevator pitch is a brief description of who you are, what you do, and what you hope to achieve. This should be concise and memorable, and should make it clear why someone should want to work with you.

 


Tips for Effective Networking

Tips for effective networking - Incredible Business Networking

Effective networking is about building meaningful connections with other professionals. Here are some tips to help you make the most of your networking efforts:

 

Be Authentic

Networking is about building relationships, and relationships are built on trust. Be genuine and authentic when talking to others, and focus on building real connections rather than just collecting business cards.

 

Listen More Than You Talk

One of the biggest mistakes people make when networking is talking too much. Instead, focus on listening to others and asking questions. This will help you build rapport and establish yourself as a thoughtful and engaged professional.

 

Follow Up

After attending a networking event, follow up with the people you met. Send a personalized email or LinkedIn message thanking them for their time, and suggesting a follow-up call or meeting.

 


The Art of Conversation and Active Listening

The art of active conversation and listening - Incredible Business Networking

Networking is all about building relationships, and relationships are built through conversation. Here are some tips for engaging in effective conversations:

 

Ask Open-Ended Questions

Open-ended questions are questions that require more than a simple “yes” or “no” answer. These questions can help you learn more about the other person and build rapport.

 

Practice Active Listening

Active listening means fully focusing on the person you are talking to and engaging with them. This means avoiding distractions, maintaining eye contact, and responding thoughtfully to what they are saying.

 

Share Your Knowledge and Expertise

Networking is a two-way street, and it’s important to share your own knowledge and expertise with others. This can help establish you as an expert in your field, and can also be a way to build rapport with others.

 


Following Up After a Networking Event

Following up after a networking event - Incredible Business Networking

Following up after a networking event is key to building meaningful connections. Here are some tips for effective follow-up:

 

Send a Personalized Message

When following up with someone after a networking event, send a personalized message that references your conversation and suggests a next step.

 

Connect on LinkedIn

Connecting on LinkedIn is a great way to stay in touch with people you meet at networking events. Be sure to personalize your connection request and reference your conversation.

 

Schedule a Follow-Up Call or Meeting

If you had a particularly good conversation with someone at a networking event, suggest a follow-up call or meeting to continue the conversation.

 


Networking Lunches – the Do’s and Don’ts

Networking lunches can be a great opportunity to connect with other professionals in a more relaxed setting. Here are some do’s and don’ts to keep in mind:

 

Do: Be Prepared

Before attending a networking lunch, research the attendees and prepare some questions or conversation starters.

 

Don’t: Talk About Work the Entire Time

While it’s important to discuss your professional interests and goals, make sure to also find common ground with others outside of work.

 

Do: Listen More Than You Talk

Networking lunches are a great opportunity to learn from others, so be sure to listen more than you talk.

 


Business Events to Attend for Networking Opportunities

Incredible Business Speed Networking at Bristol Train Station Virginia 03 24 2023

There are many different types of business events that can provide networking opportunities. Here are some to consider:

 

Chamber of Commerce Events

Chamber of Commerce events are a great way to meet other local business professionals. These events often feature speakers or educational sessions, as well as opportunities to network with other attendees.

 

Industry Association Events

Industry association events are a great way to connect with other professionals in your field. These events often feature educational sessions, networking receptions, and other opportunities to learn and connect with others.

 

Business Luncheons and Breakfasts

Business luncheons and breakfasts are a great way to meet other professionals in your community. These events often feature speakers or panel discussions, as well as opportunities to network with other attendees.

 


Building Meaningful Connections Through Networking

The key to building meaningful connections through networking is to focus on building real relationships with other professionals. This means being genuine and authentic, following up after events, and staying in touch with others.

Additionally, it’s important to focus on the long-term benefits of networking. While it may take time to see the benefits of your efforts, building meaningful connections can lead to new opportunities, partnerships, and friendships that can benefit your career and personal life for years to come.

 


Networking Mistakes to Avoid

While networking can be a powerful tool for building your career and personal life, there are some common mistakes to avoid. Here are a few to keep in mind:

 

Being Too Aggressive

Networking is about building relationships, not making sales pitches. Avoid being too aggressive or pushy when talking to others.

 

Focusing Too Much on Yourself

While it’s important to share your own expertise and goals, make sure to also focus on listening to others and learning from them.

 

Forgetting to Follow Up

Following up is key to building meaningful connections, so make sure to send personalized messages and connect on LinkedIn after events.

 


Networking for Introverts

Networking can be especially challenging for introverts, who may feel uncomfortable in large groups or social situations. Here are some tips for networking as an introvert:

 

Start Small

Instead of attending large networking events, start by attending smaller events or joining a professional association or organization.

 

Prepare in Advance

Before attending a networking event, prepare some questions or conversation starters to help you feel more comfortable and confident.

 

Take Breaks

If you feel overwhelmed, take breaks throughout the event to recharge and gather your thoughts.

 


Conclusion

In conclusion, business networking is a powerful tool for building your career and personal life. By attending networking events, preparing in advance, and following up after events, you can build meaningful connections that can lead to new opportunities, partnerships, and friendships. Remember to focus on building real relationships with other professionals, and to be authentic and genuine in your conversations. With these tips in mind, you’ll be well on your way to becoming a networking pro.

 


Call To Action: Do you have any other networking tips to share? Let us know in the comments below. Thanks!


 

This blog is provided courtesy of Incredible Business Networking, a division of Incredibletowns.com

Want to learn more or attend one of our many free events in the Tri-Cities TN/VA area? Learn more and visit any of our meetings – all are welcome!

 

 

The Best Restaurant Experiences You Might Not Know About in Elizabethton, TN

Ok, so you’re tired of eating at the same 2-3 old places every time?

Add a little variety to your dining experiences by checking out some of the best restaurants in the Elizabethton, Tennessee area. Located just 10 minutes from Johnson City, and 20 minutes from Bristol, this little town has some nice surprises waiting for you.

 

Are there more options than fast food restaurants in a small town?

Yes! Many local restaurants exist to give you a break from the “same old same old” food choices that have put you in a culinary rut. Plus, supporting a local restaurant is always a good thing – keeping your money working in the communities that you live, work, and play in. 

 

So, where to eat in Elizabethton, TN when you are hungry?

Here are some of our favorite hidden gems:

 

1) Red Chili (Korean) – Red Chili Korean Restaurant Elizabethton TNWho knew that a world class Korean Restaurant would be hidden next to the Bonnie Kate Theatre? Hmmm, dinner and a show? That’s a subject for a whole new blog post… Just a block of the main drag in E-Town you will discover such tantalizing dishes as Be-Bim-Bop (get the optional fried egg, trust us), Bulgogi Lettuce Wraps (you won’t want to share them, order 2), and Shrimp and Noodles (personal favorite). Feeling really adventurous? Get the Kimchi Fried Rice or the Spicy Noodle Soup (served in a hot stone bowl!) Also, bring the kids, because the Ramen here is not the packet style you eat at home. The whole family can enjoy this experience! Then walk off lunch or dinner in Downtown Elizabethton and enjoy the shops, drinks and entertainment. Don’t forget to take a walk through the Covered Bridge while you are there!

 

2) The Southern (American) – The Southern Restaurant Elizabethton TNImagine a restaurant that has all the usual offerings you would find at a large chain restaurant that has a barrel in their name, but has a hometown, local mom and pop atmosphere? Welcome to The Southern! This little hole-in-the-wall diner is located in Downtown Elizabethton and has been a local favorite for years. The staff are your neighbors, and the food is probably better than Grandma makes. Serving up hot cooked to order breakfast and lunch 7 days a week and dinner Wednesday through Saturday, this place is always packed with satisfied repeat customers. What to get? The Pancakes are excellent, Steak (8 oz Ribeye) and Eggs w/ sides, the Big O’ Boy (loosen your belt) Breakfast, or for the adventurous – the Frying Pan Pile Up (think kitchen in the bowl)! Lunch faves include the Cheeseburger Club Sandwich, Country Fried Steak Sandwich, or an Old Fashioned Fresh Ground, Hand Pattied Hamburger. Can’t go wrong with any of these. Dinner? Their signature recipe Southern Meatloaf is a must order!

 

3) Smokehouse BBQ (Barbecue) – Smokehouse BBQ Elizabethton TNA little off the beaten path, but that doesn’t stop the locals from finding their way (you can smell the restaurant a mile away when the smoker is going) to Smokehouse BBQ in Elizabethton. Let’s cut to the chase, if you haven’t had their smoked chicken wings you have not lived… Yeah, they are that good. Of course, their menu is full of delicious options from huge burgers, ribs, pork, chicken, and all the other traditional BBQ favorites. Feeling adventurous, I mean that is what this article is about, right? The Jalapeno Onion Bacon Burger will smack your taste buds around! One thing they are well known for, and may be worth the trip alone, are their homemade desserts. There is an issue though, how do you choose between Butterfinger Cake, Peanut Butter Pie, or Banana Pudding? Decisions, decisions…. Of course after eating all this good food, you are going to need to walk it off. Smokehouse BBQ’s backyard is the Tweetsie Trail connecting Elizabethton with Johnson City!

 

Mayflower Seafood Restaurant Elizabethton TN4) Mayflower Seafood Restaurant (Seafood) – On the “other side” of Elizabethton, tucked into the back of an old shopping center, drivers passing by on US-19E may wonder why there are so many cars parked there. The answer is Mayflower Seafood Restaurant! Why is this restaurant worth the trip? Simple Answer: Good food, good service, and the prices are lower than other seafood restaurants in the Tri-Cities, TN area. Where can you get a 3 item fried platter for under $16? We haven’t found anywhere else in the area (and we have looked and ate our way around…) Whether you are hankering some Jumbo Shrimp, Scallops, Fish (6 different choices available), Clams, or even Oysters (add$3), the Mayflower will leave your taste buds satisfied and your belly full without bruising your wallet.

 

J's-Corner-Elizabethton-TN5) J’s Corner (Good Fast Food) – It’s amazing what you can find in Elizabethton if you just get a few blocks off the main thoroughfares! J’s Corner is our final hidden gem. A little corner burger stand with 3 tables inside and outdoor covered seating, this restaurant is a little slice of Americana. What are you getting here? The Best Burger, fries and a milkshake you could never find at a chain fast food joint, and some seriously good pulled pork sandwiches too. Made to order, fresh, all with fast friendly service that has made this place a local’s hangout for good eats! What do we get? A fully loaded Double Bacon Cheeseburger, of course! The kids love the Corn Dogs and a milkshake. It’s an experience worth doing. 

 

Did we miss any other restaurant experiences worth having in Elizabethton? Probably so, but these are our favorites.

Do some exploring and find your own after you try these 5 top choices for local dining. Let us know in the comments what you experience. If you find some new hidden gems tell us about it in the comments section for this article.

 

Bon Appetit! 

 

Bookkeeping vs. Accounting

Dreambuilder Bookkeeping Johnson City, TN

Bookkeeping vs. Accounting:
What’s the Difference?

The historical battle of Bookkeeping vs. Accounting! If you are not a bookkeeper or accountant by trade, you probably don’t spend your days thinking about how they are different from each other. You probably didn’t even know that there is a difference between the two.

That’s because most people think of bookkeeping and accounting as one in the same.   It’s true that bookkeeping and accounting are often confused with each other because of their relation to financial reporting. But while these two are related, interdependent, and essential business functions, bookkeeping and accounting are distinct from one another, too. In this article, we explore bookkeeping vs. accounting, including the differences between the two, and how they overlap!

 

Overview of Bookkeeping

Not sure what bookkeeping is all about? Put simply, bookkeeping is defined as the process of recording day-to-day financial transactions in a consistent manner. A day in the life of a bookkeeper will look different depending on the size of the company they work for as well as what types of accounts they manage. But all bookkeepers work to make sure the financial data is accurately entered and processed.

On any given day, a bookkeeper can be found:

  • Preparing income statements, balance sheets, cash flow statements, and statements of total recognized gains and losses
  • Processing payroll
  • Paying contractor and supplier invoices
  • Monitoring debt
  • Recording incoming cash
  • Reconciling accounts
  • Maintaining the annual budget
  • Reporting issues as they arise
  • Assisting accountants come tax season

Overview of Accounting

One of the biggest differences between accounting vs. bookkeeping is that accounting comes with a broader set of responsibilities and refers to the process of financial reporting. A primary goal of accounting is to provide key financial information to business owners, managers, and investors so they can make informed, strategic business decisions. To do this, accountants thoroughly analyze and interpret financial information to create advanced reports on how the business is performing.

Think of accountants like doctors—they look at symptoms (or financial information) and prescribe something so businesses can improve their financial health.

On any given day, an accountant can be found:

  • Preparing and analyzing financial statements
  • Analyzing operations costs
  • Recording expenses that haven’t been recorded by the bookkeepers
  • Completing income tax returns
  • Supervising bookkeepers’ work to ensure that they accurately record and categorize transactions
  • Helping business owners understand the financial health of their business
  • Helping business owners make informed strategic business decisions
  • Setting controls for detecting and preventing fraud or embezzlement of funds

Bookkeeping vs. Accounting is not a Battle for the Ages, they both have their place in your business.  Bookkeeping is the first step to keeping things on track.  All in all, bookkeeping is an important task for every business. Having a good bookkeeper touts many benefits like giving you peace of mind knowing your books are in top shape and helping you make better financial decisions for your business.

If you are needing a  well established bookkeeper to help you get and stay on track with your income/expenses give Sarah Binger a call at Dreambuilder Bookkeeper today to see what she can do to help your business.